Hodgkiss Educator's Insurance
Specialized Insurance Protection for Educational Institutions
Tutoring Centers | Educational Franchises | Private Schools
Learning Centers| Charter Schools | Academic Institutions
Supplemental Education Services | Vocational and Training Centers
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Insurance policies for learning centers, tutoring, private schools
Hodgkiss Educator’s Insurance provides policies in all 50 states. With specialized options through our carriers’ niche markets, our insurance provides financial protection for unforeseen circumstances and is competitively priced. Among the coverages available:
Sexual or Physical Abuse & Molestation/Sexual Misconduct
Covers attorney and legal fees and any financial compensation (damages) award given to injured parties. Includes coverage for negligent investigation, hiring and training and failure to report misconduct or molestation issues. Contract workers are covered. Also pays for counseling of staff member accused of inappropriate behavior. Our adjustors will work with claimant or claimant’s attorney’s to settle. In addition, as a preventative measure, Hodgkiss Educator’s Insurance will provide you and your staff with training and tips on how to approach and deal with children.
Example: After School Program is Sued for Sexual Abuse Claim - $350,000 reserved
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Student claimed he was inappropriately touched during an in-home tutoring session
Types of Sexual Misconduct Insurance available:
Abuse and Molestation Insurance
Abuse and Sexual Misconduct Insurance
Day Care/Sexual Molestation Insurance
Molestation Liability Insurance
Physical Abuse or Sexual Misconduct defense coverage/Home Health Care Insurance
Sexual Abuse and Molestation (sports related) Insurance
Sexual Abuse/Molestation Liability Insurance
Sexual Harassment Insurance
Sexual Harassment (EPLI) Insurance
Information is provided for promotional and informational purposes only. For an actual description of coverage, terms and conditions, refer to the insurance policy. Coverage may not be available in all states. Issuance of Coverage is subject to underwriting.
Educator’s Legal Liability
Insures accused lack of performance (promises not kept), wrongful dismissal/termination, tenure issues and counseling disputes. Includes School Board Legal Liability Insurance.
Example: Language School Loses $500,000 in Failure to Education – Class Action Lawsuit
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Private school teaching immigrants the English Language
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Alleged that the students were not provided with an adequate education as required by state and federal laws
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Students graduated without being able to speak or understand English
Corporal Punishment (most states)
Insures allegations of physical abuse.
Errors and Omissions
Claims against incorrect or lacking professional advice or education.
Liability (Premises)
Protects you from injuries sustained on your property.